Tampa Insurers Sending 90 Day Notices To Replace Aging Roof

When hundreds of Tampa homeowners received notice of non-renewal from their home insurance company, many were left scrambling for coverage. Home insurance is critical to preventing the expenses of catastrophic damage to a home, helping to cover necessary expenses. 

So, when homeowners received a notice about this coverage, many became stressed and anxious about the future coverage of their homes. Why are insurance companies ending their protection for some homeowners? 

This article will cover why Tampa insurers are sending 90-day notices to replace aging roofs and listing exposure management as the reason for cancellation.  

Why Are Insurance Companies Dropping Coverage For Tampa Homeowners? 

As a home's roof gets older, the chances of a costly repair continue to grow for homeowners. While a home's roof may not have extensive damage, an insurance company looks to minimize the risk of a catastrophic accident. 

If an insurer deems that a roof is at the end of its lifespan, they will request that you replace the home's roof. In some cases, the roof may seem it still has some years left--but it is up to the insurance company's discretion. 

When sending a notice, the homeowner typically has 90-days to start a roof replacement project on their home. It would be best if you didn't wait to replace your roof, as this could lead to a drop in coverage. 

What To Do If Insurance Company Requests a Roof Replacement? 

If you receive a 90-day notice from your Tampa insurer, you will need to work with a trusted roofing company to handle the project. An experienced roofing team will know how to communicate with insurance companies about coverage. 

When you choose a high-quality roofing contractor, they will install a new roof that lasts for many years without problems. Once you have the new roof, you can have peace of mind knowing your home is protected again by home insurance. 

Roofing Options and Materials For Longer Coverage

What roofing material you use on your home will make a big difference in how long it lasts before an insurance company requests you replace the roof. A roof with asphalt shingles will need replacement every 10-years as they lose efficiency and protection.

If you want a roofing material that lasts longer, you should choose materials like:

  • Metal
  • Slate
  • Tile

While the costs will be higher than an asphalt shingle roof, the long-term savings will be worth it for many homeowners looking to save money. 

Get a Free Roof Inspection From Our Tampa Roofing Company

Batterbee Roofing is a team of dedicated roofers and sales representatives who will guide you through the roof replacement process. We want to alleviate the stress of a sudden notice from your insurer, helping to provide efficient service for a replacement. 

We provide the following services: 

  • Roofing
  • Gutters
  • Solar Tubes
  • Storm Damage

Contact us today to schedule a free roof inspection with our team. Call to speak with one of our experts or fill out the online quote form.

Contact Us Today to Schedule a FREE Roof Inspection